Life is exhausting. People who work outside of the home deal with the pressures of the workaday world—endless traffic, stressful deadlines, and the often conflicting needs of co-workers, clients, and bosses. Those who are raising children must manage work days that never end, battle the exhaustion of sleepless nights, and worry about how each decision impacts their child’s future. It’s no wonder that so many people fantasize about how they’ll spend their retirement.
Now you’re here. It’s time to shape the retirement of your dreams. For many active seniors, the ideal retirement means remaining independent and embracing a spirit of adventure. Most think this requires them to continue living in their homes, but the reality is that independent living typically offers a better path to the independence and adventure so many retirees seek. Here’s why.
Homeownership: A Challenge to Your Independence
You might have saved for years, or even decades, to buy your home. Your home is more than a financial investment; it’s something into which you’ve poured your heart and soul and life. It’s where some of your best memories happened. Yet, homeownership is also a significant burden, and becomes more challenging as you age. Consider the ways homeownership constrains your independence:
- Home maintenance never ends. From the mundane tasks of mowing the lawn to the unexpected challenges of fixing the roof or replacing the gutters, there’s always going to be something to do around the house.
- Leaving your home behind to travel can be expensive and stressful. You may have to hire a house-sitter, have someone tend your lawn, and secure your home against seasonal threats such as tornadoes or hurricanes.
- Homeownership is expensive. If you’re still paying a mortgage, that drains your budget. If you own your home outright, there are still the expenses of home maintenance, home updates, property taxes, and other expenses.
- Though your home can serve as a family gathering place, it can also be a source of isolation—particularly if you live far from family or no longer feel comfortable driving.
The Physical Realities of Aging
You may still have the dreams of a 20-year-old, but sooner or later age catches up to us all. Even if you’re in perfect health, you may be more concerned about your physical well-being than you were a few decades ago. Aging can make it harder to move. It makes falls more dangerous and increases the time it takes to recover even from minor injuries.
Some seniors struggle to keep up with the endless stream of tasks homeownership demands. Others feel anxious about climbing a ladder to clean the gutters or getting on their knees to weed the garden. Visiting family can become more difficult for seniors who don’t drive or who only drive during the day. And as neighbors age or move away, the community you once treasured may begin to dissipate.
For many seniors, this builds a retirement that is more stressful, expensive, and isolated than expected. You can still live the retirement of your dreams, though—if you’re willing to make a few changes to your plans.
Independent Living: A Bridge to a Better Retirement
Independent living offers a break from the challenges of homeownership. You don’t have to worry about the gutters, the roof, or the garden. It’s all taken care of, allowing you to spend your time in a beautiful, no-effort home. If you travel, there’s no house-sitter to pay. If you stay inside to relax for a few days, you don’t have to worry about the weeds overtaking your garden.
For seniors who crave a sense of community, independent living is the ideal choice. Your friends and neighbors are a stone’s throw away. Walk to the dining hall for a gourmet meal together, or sit in the garden and chat. Independent living communities also offer a wide range of activities—exercise classes, nutritional education, socials, special meals, and more. Plan an affordable, stress-free outing with your friends, or show up alone and meet more of the people who live in your community.
When you unburden yourself from the stress of homeownership, you have more time to do what you want. The sense of liberation can be thrilling. You’ll have more time, less stress, and possibly more money. It’s the retirement you deserve.
Arbor is committed to offering luxurious senior living in a friendly setting at a surprisingly affordable price. Come see what our communities can offer you. Or learn more about independent senior living here.