When you begin researching assisted living communities for yourself or for your loved one, you likely focus on location, care, and amenities. However, you must also pay attention to a rather important part of the selection equation: the cost. If you have had a bit of sticker shock when it comes to assisted living costs, you are not alone. It can be jarring to see a monthly fee that perhaps exceeds what you or your loved one are used to when it comes to a mortgage payment.
The dizzying array of senior living options can be overwhelming. For seniors in reasonably good health, the distinction between assisted and independent living can be especially puzzling. Both options tend to emphasize independence, active living, and a sense of community. In both assisted and independent living, seniors typically have their own apartments or condos. Yet there are some key distinctions between the two models of senior living. Here’s what you need to know—and how to choose.
Assisted living versus memory care. This is not really a debate or a competition, but rather, two levels of senior living that many people do not understand the differences between. As a result, the two terms are often incorrectly interchanged. This is unfortunate, because seniors who require care in a senior living community need amenities, assistance, and a philosophy that corresponds to their situations. And amid the assisted living versus memory care “debate,” they often don’t receive what they truly need.
You, or your senior loved one, are ready to make the move to an assisted living community. However, there are many decisions to make before you slide the last of the marked boxes into her new home. Choosing an assisted living community can be stressful and frustrating, especially if you don’t know where to begin. Fortunately, we have compiled a few tips to get you moving in the right direction for you, your loved one, and your unique situation.
Assisted living offers the additional assistance, socialization, and peace of mind to seniors who need it. However, many assisted living communities offer even more health and wellness opportunities to their residents. From onsite doctor visits to health screenings, residents can take advantage of a variety of services only steps away from their apartment door. Therapy services are just one of these health amenities that assisted living residents can benefit from.
Many families struggle with whether senior assisted living is the best option for their loved ones for a variety of reasons, not the least of which is cost. Adult children may realize the benefits of such a move but see the price and wonder if it’s truly worth the money. Often, they come across the “sticker value” of how much senior assisted living is and don’t quite understand what goes into the cost.
Would you believe that for many seniors across the country, the cost of remaining home is on par with the cost of assisted living? It’s true, and an assisted living cost calculator can show you how by giving you an idea of the costs associated with assisted living.
The increasing cost of living is always among the top financial concerns that keep seniors up at night, so it can be tempting to evaluate assisted living by cost rather than by the value it offers. But there are unseen costs—emotional, physical, and financial—of choosing the cheapest senior living option instead of the option that meets individual needs both today and tomorrow.
Independent seniors looking to move into a retirement community may feel daunted in choosing someplace that is appealing, comfortable, and affordable. Often, these active seniors are more concerned with amenities and environment and less with care. After all, their move to a senior community is to facilitate and continue their full lives, not to take a giant step back.
So which factors should you consider when choosing a retirement community? There are several, but first, you must fully understand what independent senior living entails.